As soon as I hear the word carnival I think of the word FUN. When I was a child my grandfather took me to the carnival.
Every year when the first weekend of September rolled around the carnival would come to our town and my grandfather always made sure that he and I spent the weekend there.
We would go in the evening when the sun was setting and all the rides and games would have their lights turned on.
It was fun! It was magical! It is some of the best memories I have of my childhood.
I recently learned that the word carnival has taken on a different meaning.
"A blog article that contains links to other articles covering a specific topic. Most blog carnivals are hosted by a rotating list of frequent contributors to the carnival, and serve to both generate new posts by contributors and highlight new bloggers posting matter in that subject area."
Last week there was a last minute change in the hosting schedule for the Yakezie Carnival. I happened to be roaming through the forum when a request popped up for a new host for this week. I jumped at the chance because I knew it would be fun to host this week's carnvial.
Here are this week's blog post submissions. Grab a coffee and a take a few minutes to enjoy these outstanding blog posts.
Roshawn Watson @ Watson Inc writes 4 Ways To Reshape Your Views Regarding Money - Perhaps one of the biggest ways to effect change financially speaking is to alter your belief system. Here are four ways to reshape your views regarding money.
Tushar @ Start Investing Money writes How To Activate Your Score Gains Thinking - This Post was Originally published at How To Activate Your Score Gains Thinking on Start Investing MoneyYou’ll never score a goal if you aren’t charging for the end zone.
Dr. Dean @ The Millionaire Nurse Blog writes Statins And Diabetes: The Real Story! - Dr Dean weighs in on the media hype about a new FDA label warning for the class of medicines known as statins. Twenty million Americans take these meds, what’s the story?
Don @ MoneySmartGuides writes American Debt Levels Back on The Rise - The New York Post recently posted a story about Americans deb levels. After the financial meltdown of 2008, Americans were on a tear paying down their debt levels and saving money. Sadly, the trend looks as though it is ending
Kevin @ Thousandaire writes Michigan Gives Food Stamps to Lottery Winner - The state of Michigan is giving food stamps to Amanda Clayton, the winner of a $1 million lottery prize. Blame Michigan for this blunder, not Amanda.
FG @ Financial God writes Should You Worry About Gold Confiscation? - Are you worried about the government coming in and outlawing private gold possession again? After all, it wouldn’t be the first time they had done so — the same was done by the FDR government, back in the Great Depression.
Wayne @ Young Family Finance writes What to Invest in? - Are you wondering what to invest in? Where to invest your money? Find out what you should not be doing.
Kyle @ The Penny Hoarder writes How to Get Paid to Be a Better Person - If you miss the days of getting rewarded for being a better person then Dailyfeats.com is definitely a site worth checking out.
ETZ25 @ Entertainment Timez writes Megamind - A Lesson Of Personal Development - Instead of good versus evil, the movie Megamind is really about personal development and becoming a beneficial member of society. Funny!
MMD @ MyMoneyDesign writes A Better Way to See If You’ll Run Out of Money During Retirement - Want the most realistic simulation possible for figuring out if you’ll run out of money in retirement? Try a Monte Carlo simulation using random numbers to simulate the future market performance. Download my Excel worksheet to test your withdrawal rate and see how your balance will do!
Dana @ Not Made of Money writes Understanding How to Protect Yourself from Identity Theft - Identity theft has become a huge problem today. Your personal and financial information can be stolen and used by another person, ruining your credit for years.
Evan @ My Journey to Millions writes Our House Is On the Market - It was about a week ago that we put our house on the market. I never really understood people’s fascinations with their home insofar as I just looked at is as an asset (or liability) if it costs too much to hold on to you just sell it. If the home no longer meets your needs you sell it. That has all changed for me recently.
Sicorra @ Tackling Our Debt writes What Motivates You? - The things that motivate each one of us are different based on our up-bringing, experiences and our personality. What motivates you to do your very best?
SFB @ Simple Finance Blog writes 10 Costly Mistakes First Time Home Buyers Make - Below are 10 of the most common and costly mistakes first time home buyers can make and how to avoid them.
YFS @ Your Finances Simplified writes Want to go to Harvard for Free? - I was checking my email at my defined period of time ( shout out to 4 hour work week) and came across the following email. Man, was I surprised. Below you will find 7 opportunities to turn your life around.
Hank @ Money Q&A writes The Unintended Costs Of Becoming A Landlord - Now that we are becoming a landlord I have found a few expenses that have cropped up. These unintended expenses for the most part could have been trouble if we didn't have an emergency fund set aside.
Eddie @ Finance Fox writes Rich Are Never Rich Enough - Earning $196K per year is a nice chunk of change and definitely puts you in the so-called One Per Cent—the top one per cent of income earners in Canada according to the latest Statistics Canada numbers. To break down the $196,000 annual income further, it works out to roughly $10,400 a month, after taxes.
KT @ Personal Finance Journey writes How to Save on Living Expenses When You Live Alone - In the United States, 11 percent of people under the age of 30 live alone (U.S. News). I lived alone for two years when I was in graduate school, and I loved the experience. However, living alone, especially in an urban area, can be expensive.
Jester @ The Ultimate Juggle writes How Much Time Do You Waste? - Find out the two biggest places that people waste their time and what you can do to avoid it.
John @ Married (with Debt) writes Frugal Living: Easy Ways to Save Money - Frugal living is about strength in numbers. While you should focus on big money-savers when making a budget, there are little ways to save money that can add up.
Suba @ Broke Professionals writes I Hate Tax Prep Time - I Hate Tax Prep Time is a post from: Broke Professionals if you enjoy it, please visit us and subscribe to the Feed. Now that the first round of tax documents are out (notwithstanding the corrected tax forms), it is time to get ready for that lovely spring time task - income taxes.
Kevin @ Invest It Wisely writes Things You Need to Know Before Becoming a Freelancer: Prepare Yourself - Many people dream of being able to say goodbye to their boss and work on their own terms, and on their own time. What could be more comfortable than blogging from bed, or waking up when one pleases? How about being able to blog from the beach and drink a beer at the same time, while working only a few hours per week? It sounds really nice, but the reality is probably a little bit different.
Corey @ 20s Finances writes Pay off Your Student Loans - Whether you read through magazines or listen to personal finance experts, they all say the same thing: there is no rush to pay off your student loans. They will cite reasons such as tax-deductible interest and higher returns on your money by investing. I disagree with both. You should pay off your student loans as quickly as possible.
Justin @ Money Is the Root writes Blog Goals and Updates 2012 - #10 - I have been on a full blogging hunt, seeking out sites to purchase! I have a method to searching out blogs, and it has paid off nicely for me so far, and my fiance has been assisting in the search as well.
Jeffrey @ Money Spruce writes Can a Personal MBA be just as good as the real thing? - MBAs are expensive, but a cheaper and more effective alternative may be the Personal MBA that you can get nearly for free.
101 Centavos @ 101 Centavos writes Investing in Farmland - So the world is running out of food, water and natural resources. We're all gonna die. Eventually, sure. But not just yet. In the meantime, the land gets mor scarce.
PITR @ Passive Income To Retire writes What Location Independence Would Mean for Me - Have you ever wondered what location independence or the ability to work from anywhere would offer you? Find out what it means for me.
Beating Broke @ Beating Broke writes Spread Betting: How Does It Work? - I’m not financial adviser, but if I were, I’d say that spread betting is something better left to those who know what they are doing. I’m not one of those people, and until you are, you probably should avoid it.
Aloysa @ My Broken Coin writes Some Jobs Pay More Than You Think - The other day I overheard a conversation in the park while waiting for my pug to sniff a dry bush on the curb. Two girls were power walking, passing by me, discussing something animatedly.
Mr. Money @ Smart on Money writes Do You Really Need Coupons to Be Frugal? - Frugality isn’t just about completing a laundry list of items like clipping coupons, and buying the cheapest thing you can find. Frugal is more of a state of mind — and a lifestyle
Corey @ Steadfast Finances writes Roth vs. Traditional IRA: Pros and Cons - Find out the pros and cons of a roth ira and a traditional ira. Which ira is right for you?
Darwin @ Darwin's Money writes Internal Rate of Return Equation Reviewed - Here's a primer on how to calculate the Internal Rate of Return in excel, which is a great tool that everyone should understand.
A Blinkin @ Funancials writes The Rule of 100 - Who doesn’t love rules of thumb? They are typically an oversimplified solution to a complex question. The only problem with them is that everyone is different. It’s difficult to dish out such broad applications to such unique situations. There is one rule of thumb that I do like. It’s the rule of 100.
Daisy @ Add Vodka writes Financial Protection: Pretending You're Broke - Protecting yourself financially by pretending you have no money, even if you do
Peter @ Bible Money Matters writes 15 Bible Versus about Thanksgiving and Appreciation - Today I thought I would look at some verses in the bible where people chose to give praise, thanksgiving and appreciation to God the creator, both for the big and small things in life – even in the midst of strife. I think by giving thanks it helps to give us a new appreciation for just how blessed we truly are, even in the worst of circumstances.
Evan @ Smart Wealth writes Business Survival in a Down Economy - One just needs to look around at any decent sized city to see the effect of the current economy. Homes being foreclosed all over, businesses that have had to shut their doors or are going out of business, but there are things your business can do to survive despite a down economy.
Scott @ Mortgage 1A writes FHA Loan Requirements and Underwriting Guidelines - The Federal Housing Administration, commonly known as “FHA,” is part of the U.S. Department of Housing and Urban Development (HUD.) The program was created for low income individuals, or families that might need a little help in the homeownership process.
Cash Flow Mantra @ Cash Flow Mantra writes Using My Google Check to Pay Off Debt - My plan for blogging and other online income has been to use those extra funds for paying off high interest rate credit card debt. That way I can get additional benefit from those earnings by getting a guaranteed return on that investment. It is not only guaranteed, but also tax free.
John @ Passive Family Income writes Does Extreme Couponing Mean Extreme Waste? - Here are a few environmental problems associated with extreme couponing, as well as and easy solutions that all shoppers can use to save money and leave less of an impact on our environment.
Little House @ Little House in the Valley writes Real Estate Infographic Timeline - Infographics say so much in so few words. Below is an infographic on the history of real estate; from Alexander the Great’s time period (BC) to present day. There might be a subconscious tendency to believe we deserve land (or a home) based on previous conqueror’s actions:
Shaun @ Smart Family Finance writes When Should You Rent and Not Buy? - Renting can save you money if you follow the rules and understand when you should rent instead of buy.
Jeffrey @ Saving Advice writes Money Mistakes: Perfection Isn't Possible - I get kind of irritated when I see people on financial forums tearing another poster apart because they’ve done something stupid with money. Well, so have we all at one time or another. Perfection with money isn’t possible. Even if your last name is Buffett or Gates, chances are you’ve made some mistakes with money. The trick to doing well financially is to learn from your mistakes and to do better the next time.
Jason @ Work Save Live writes Money Won't Make You Happy...But It Will Buy You Stuff! - “Money won't make you happy ...but everybody wants to find out for themselves.” - Zig Ziglar Some people say that ‘MONEY is the root of all evil.’ The problem is that we all need money to live. There are bills to pay and food to put on the table.
Busy Exec @ The "Busy Executive" Money Blog writes Why I switched from individual stocks to exchange traded funds (ETFs) - The problem with picking stocks...In picking stocks, I've found that for every Apple, there are literally thousands of companies who DIDN’T become the "it" stock to own. So, from the very outset, the odds are not in my favor.
Daniel @ Sweating the Big Stuff writes What March Madness Has In Common With Choosing Investments - It's march madness time! Who doesn't love this time of the year? Avoid these pitfalls in picking your investments (and these bracket busters)!
Jen @ Master the Art of Saving writes The Ghosts of my Financial Past & Where I am Today - I've never hidden the fact that I used to completely SUCK with money, but I thought it might be helpful for myself as well as others to revisit the ghosts...
LaTisha @ Financial Success for Young Adults writes How Much will My New House Cost? - What are the factors that affect the price of my home? How can I use a mortgage calculator to determine my payments and if I need private mortgage insurance?
krantcents @ KrantCents writes The 3 H's of Success - The 3 H's of Success is the eighth in a series of articles to help you reach your goal What are your goals? I know you thought about it! You know, it is your dream, wish or resolution you made! Before you can get to where you want to be, you need to know where you have been.
Kylie Ofiu @ Kylie Ofiu writes Money Making Challenge - A challenge anyone can do at any time and it costs nothing to start. This is the first post, to kick start the challenge. Come join in!
Crystal @ Budgeting in the Fun Stuff writes We May be House Hunting Soon - Yep, hell has frozen over and pigs are flying, Mr. BFS and I are thinking about house hunting soon for a larger home. The prices are just so low!
Everything Finance @ Everything Finance Blog writes Benefits to Using Cash over Credit Cards - While proponents argue that it is possible to use credit responsibly and “game” the system by getting nice rewards for credit usage, for many people, there are several advantages to going back to a cash only system.
Kay Lynn @ Bucksome Boomer writes Shifting Financial Priorities Through the Decades - The reason I took a field labor job at 15 was to have money to buy more clothes, make-up and music. That’s all that was important to me at that age. Now it seems silly but teenagers have very different priorities. In fact, my priorities changed throughout my life.
Erika @ Newlyweds on a Budget writes How to make money as a mystery shopper - Mystery Shopping has a lot of perks. It may not be a lot of pay, but you can get free groceries, oil changes, restaurant meals and more!
Christopher @ This That and The MBA writes Shhh…. What do you think of that B*****? - We hear the word all the time, but do we really know the origins and what it means? Shame on you, I am telling your mother!
Jon the Saver @ Free Money Wisdom writes Sole Proprietorship Tax Deductions You Need to Know About - You won't want to miss these sole proprietorship tax deductions if you file as a sole proprietorship for your business. Tax deductions are key.
Investor Junkie @ Investor Junkie writes Barron's 2012 Broker Survey - Barron’s magazine updated their stock broker survey for 2012. This is the 17th annual ranking of online brokers. Drum roll… this year Interactive Brokers gets the top pick. Last year their top pick was TradeStation, which came in fourth this year. Personally I don’t see what’s so great about Interactive Brokers.
Jeremy Waller @ Personal Finance Whiz writes Carpooling Etiquette: 10 Ground Rules To Keep Your Sanity - Get carpooling off to a good start by establishing ground rules. Here are 10 carpooling tips to help you iron out all the details, including necessary vehicle insurance, carpool etiquette and logistics.
MR @ Money Reasons writes A Small Startup Business Should Pay No Taxes For Two Years! - With the odds against small business startups, doesn't it make sense to help them as much as possible by delaying the taxes collected on them for two years?
Eric @ Narrow Bridge Finance writes Eight Cheap Date Ideas That Don't Break the Bank - Here are my tips on starting a new relationship without breaking the bank.
Dividend Ninja @ The Dividend Ninja writes Building My Portfolio for Retirement, with Dividends and Bonds - In my mid to late 40's, my focus of late has been more on planning for retirement and how I will generate a consistent monthly income to fund my retirement. I find myself in between the need to increase my portfolio through capital appreciation, but also for the need to generate monthly income in retirement.
Money Cone @ Money Cone writes If You Are Paying for Your Landline, You Shouldn't Be - How would you like free domestic and long distance and you pay zilch! Too good to be true? I thought so too! Enter Ooma.
Matt @ Living in Financial Excellence writes Your Debt Free Date - Whether you realize it or not, you already have a debt free date. Whether you are already on a plan to pay everything off or you aren’t even paying attention, you are already on a path to becoming debt free someday. Even if you don’t pay extra on your debts, if you stop borrowing money for cars or college or dinner on your credit card you will automatically become debt free.
Miss T. @ Prairie Eco Thrifter writes Green Energy Jobs: What Are Your Options? - If you’re interested in pursuing a career in the green energy sector, there are jobs available in a number of different areas for a varying degree of skill sets. Here are a few examples of employment options available for those interested in pursuing a green job:
Ashley @ Money Talks Coaching writes How Has Your Childhood Affected Your Money Habits? - Think back on your childhood and choose one word to describe the feelings you had about money as a child.
Luke @ Learn Bonds writes Are High Yield Bonds Over or Under Valued?..It Depends - high yield spreads over treasuries are still very attractive, and no where near historical lows.
Steve @ Money Infant writes How to Quickly Pay Off Your Credit Cards - Do you want a simple formula for paying off your credit cards as quickly as possible? This is what I did to get rid of $60k worth of debt in just 33 months.
Ryan @ Early Retirement Investments writes Is It Better to Bank With a Credit Union? - Related Posts:Merchant Cash Advance: Financing Small Businesses Without HassleHow to Save Money Every Month Using UnionBank Online Banking ServicesAvoid These...
Mark D. Cook @ Pathway to Trading writes Trading Seminar - U.S. Investment Champion and "Stock Market Wizard" Mark D. Cook describes his upcoming trading seminar. It is unique and unlike most seminars it features real-time trading.
maria@moneyprinciple @ The Money Principle writes Have you reached your peak earning years? - In this post I introduce the notion of 'peak earning time' and discusse how peaks vary depending on education, gender and ethnicity. I conclude by offering five markers that will help you decide whether you have reached your peak earnings and how to find another 'peak'.
Dave Hilton @ Debt Black Hole writes Frequent Family Financial Frustrations - Do you have a family member or close friend who continues to make the same financial mistakes over and over again? How do you decide when it's time to STOP helping?
Pam Whitlock @ The MoneyTrail Blog writes Teaching Your Kids about Money: March Edition - This month we look at using short term and long term savings to develop delayed gratification skills with your kids.
AverageJoe @ Average Joe's Money Blog writes I Miss Checkbooks - A checkbook once nearly saved a friendship. The key word is "nearly." Here's why.
J.P. @ Novel Investor writes 2011 IRA Contribution Deadline Just Around The Corner - One of the complications with the tax code is not knowing when the tax year ends. This is certainly true with IRA contributions, where the tax year for some IRAs is just now coming to an end.
Paul Vachon @ The Frugal Toad writes Saving Money with a Digital Wallet - Google Wallet vs Isis - A digital wallet is an electronic packet that contains information such as credit card numbers and shipping addresses that can be used when purchasing goods and services. This digital information is kept at a central vault if you will, and in theory will make it much more difficult for hackers to steal digital information. This technology allows consumers to make online purchases without ever entering personal information.
Melissa @ Mom's Plans writes Eating Healthy Is Worth the Extra Expense - Avoiding Pink Slime and Making Organic Food More Affordable - We feel the money spent to eat nutritious food is well worth the expense. Here is what we are doing to avoid ammonia and other unsavory chemicals in our food:
Karunesh @ http://www.chase-a-dream.com/ writes Damage from self doubt - When we are following our dream and we are not 100% sure of realizing it, it is the feeling of self doubt. Self doubt is the feeling of insecurity. It is the feeling which gives birth to the big "WHAT IF?" in our mind.
Robert @ The College Investor writes Do You Budget For Your Vacations? - A look at whether readers budget for their vacations, and how they do it.
Edward Antrobus @ Edward Antrobus writes How to Pay Off Debt Faster By Rounding Up - There is a simple trick for saving thousands when paying off your debt. Just round the numbers up. You'll be amazed how much you save.
PK @ Don't Quit Your Day Job... writes Don’t Use Leveraged ETFs (Unless…) - Leveraged ETFs in your personal portfolio? Generally a bad idea. That idea requires a bit more explanation, so read on!
Frugal @ TotallyMoney writes Are money challenges good for you? - A post asking if following money challenges are good for you. Lessons learned from a 30 day shopping ban
Brent Pittman @ On Target Coaching writes The Student Loan Bubble is About to Pop - Surprise Mr. Economy! There is a another bubble out there ready to pop. The higher education student loan system is a bubble waiting to burst. This bubble if not addressed could harm the economy along with thousands of households.
Philip Taylor @ PT Money Personal Finance writes What Is Underemployment? - Discusses the difference between UNDERemployed and UNemployed, who the underemployed are, and the statistics on them.
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