It's the first Monday in April and it's Carnival time again! Welcome to this week's Carnival of Retirement! If you want to submit a post for next week's edition, please use this submission form. Next week's edition will be hosted by Passive Income to Retire.
Dr. Dean @ The Millionaire Nurse Blog writes Are You A Scared Twenty Something Investor? - You’re a millennial. You’re investing as if you’ve survived the Great Depression. How will you have the needed money to retire when the time comes?
MMD @ MyMoneyDesign writes Would Dollar Cost Averaging and Bonds Have Saved You From “The Lost Decade”? - We continue our look at dollar cost averaging by adding two different popular bond indexes into the investment portfolio mix. Was our money saved from the Lost Decade? Let’s crunch the numbers and find out for ourselves.
John @ Married (with Debt) writes Wage Slavery and Money Myths - Wage slavery, for some, is an everyday reality. For others, there's no such thing and work is a pleasure.
Jeremy Waller @ Personal Finance Whiz writes Infographic: How Much Do People Spend On Coffee, Lunch and Gas for Work? - I’m sure you’ve heard before how quickly things like coffee and lunch can add up if you’re buying them every day. Anecdotally, I’ve talked to a number of people who are making coffee at home and are bringing leftovers for lunch to save money.
101 Centavos @ 101 Centavos writes Prospect Generators in Mining - The Global Outsourcing Trend Continues - American Airlines is looking for partner airlines to manage flight route out of the U.S. Oil and Gas refining companies outsource their engineering,...
MR @ Money Reasons writes Can A Side Blogging Business Help You At Your Primary Job - Can working at a blogging side business help you at your employed day job? I think so and here is my story.
YFS @ Your Finances Simplified writes 30 Tips For First Time Home Buyers - Buying a home for the first time can be an exciting experience, but there are a lot of things that can go wrong if you don’t do your due diligence first. Before you even begin the house hunting process it’s essential to stock up on some words ...
SFB @ Simple Finance Blog writes Sorry, Dave Ramsey: I Still Use Credit Cards - I'd heard about financial guru Dave Ramsey's envelope system for using cash instead of credit cards. Why a cash only lifestyle isn't for me.
Sean Bryant @ One Smart Dollar writes Planning for Retirement - This is a basic guide of the first steps you need to take to get yourself on the right track towards retirement.
Eddie @ Finance Fox writes How Do We Measure Success? - Here's my two cents. Singularly education, money, cars and the circle of friends do not measure ones success. Success is measured with a combo of all the above four.
Jester @ The Ultimate Juggle writes Three Tips to Increase Efficiency - Find out how to stay productive as the year progresses.
Don @ MoneySmartGuides writes Buy and Hold: The Path to Wealth - It’s no secret that I am all for passive investing.
Suba @ Broke Professionals writes Our House On The Market: Month One - My husband and I have our house on the market. We're learning firsthand what sells a house, and passing our experiences on to you.
Daisy @ Add Vodka writes Ridiculous Things I Do to Save or Make Money - Sometimes, the things I do blow even my own mind. I’m really not even all that ridiculously frugal; I believe in quality over quantity, and completely understand the value in spending more to get a better item.
Corey @ Steadfast Finances writes 7 Smart Tips For Teaching Your Kids About Money - Teaching your kids about money doesn't have to be difficult. Learn great tips to teach lessons about money to your children.
Matt @ Living in Financial Excellence writes The Power of Four Little Letters: R-O-T-H (Followed by IRA) - I love the Roth IRA. Traditional IRA’s are pretty cool too, what with the tax deferred gains and all. But Roth IRAs are really cool. If you already have a Roth IRA, you’re probably waiting for me to tell you something you don’t know. If you don’t have a Roth IRA, you may be wondering what it even is.
Luke @ Learn Bonds writes A 14.34 Percent YTM Opportunity in James River Coal Company Bonds - James Rivers's senior unsecured note, CUSIP 470355AG3, is asking 72 cents on the dollar (14.34 Percent yield-to-maturity before commissions).
Shaun @ Smart Family Finance writes What to Do If You are in a Car Accident - While being a party to a car accident might be outside your control, knowing what to do after a car accident will help keep you safe and potentially avoid you legal headaches down the road.
PITR @ Passive Income To Retire writes Why I Prefer Bluehost as My Web Host - Learn why I think Bluehost is the best web hosting company out there. There are many clear advantages to their service over others.
Jon the Saver @ Free Money Wisdom writes What Should You Do With Your First Pay Check in College? - When you get your first paycheck in college you often wonder what to do with it. Use these tips to spend your first paycheck in college wisely.
Wayne @ Young Family Finance writes How Much to Save for College - Determining how much to save for college can be difficult. Find out how much you should save.
Miss T. @ Prairie Eco Thrifter writes Portfolio Protection with Covered Calls - Options investing strategies are usually not for beginners. If you are a buy and hold investor though, it is important that you know the basics of options. There are levels of options trading and usually your broker has to approve you to be able to trade those strategies. Each level requires more education on options and more capital. The first level is the one that I will talk about today and that is covered calls.
Jen @ Master the Art of Saving writes Make Money While Drinking Beer? - I started thinking about it - can you really make money while drinking beer? Yep, I've decided that it is quite possible for somebody to make money while drinking beer-- though most of these things can also been done by sober people.
Lazy Man @ Lazy Man and Money writes SigFig-The Best Way to Track Your Investments - What is Sigfig? They are like Mint for investments, but built for the serious investor. I know that Mint does investments, but it is very basic. SigFig gives you a lot more data and to analyze your total portfolio.
Kay Lynn @ Bucksome Boomer writes Taking Advantage of a Disaster to Invest - We’ve experienced cruises on three of the Costa Cruise lines and I have been bugging my husband to invest in the company so we can get the shareholder benefit of on-board credit each sailing. He always ignored me until the Costa Concordia disaster.
A Blinkin @ Funancials writes Should Homeownership Still Be The American Dream? - This was initially a guest post I wrote for Sam at Financial Samurai. Let me know what you think. There have been numerous studies performed over the years which clearly outline the social benefits of homeownership. In the mid-2000's it was nearly impossible to argue against the advantages of owning a home.
Aloysa @ My Broken Coin writes Healthcare: Two Sides of One Story - Not a lot of people realize or know what countries across the ocean offer to their people in terms of healthcare. When a few months ago I went back home, to Lithuania, I was fascinated by some of the benefits people have access to.
Corey @ 20s Finances writes Extreme Frugality - When I first started out this blog, I went through a series of frugal tips. I prided myself with coming up with weekly tips on how to help people save money. I know that cutting your expenses is the first step to financial responsibility. Regardless if you are making more money, if you spend more money than you earn, you will be poor.
Ken Faulkenberry @ AAAMP Blog writes Planning Investment Accounts for Retirement - The benefits offered by retirement investment accounts make them an important foundation for retirement planning. Here are the major investment accounts for retirement.
Jeffrey @ Money Spruce writes Can We Stop Gushing Over Our Self-Affirming Financial Bullshit? - Did the title make you uncomfortable or defensive? Good. It’s probably not new news to you that everything likes to read things that simply back up what they already think and do. Finances are no different. We like to have all the answers, and we like to be on the right track. Sure, there are little tweaks here and there but not too much to rock the boat.
krantcents @ KrantCents writes The 3 K's of Success - The 3 K's of Success is the eleventh in a series of articles to help you reach your goal.
Kyle @ The Penny Hoarder writes How to Save 10 Percent on Your Grocery Bill Without Cutting a Single Coupon - If you're someone who won't use coupons or you're somebody who uses coupons, but wants to save even more, I've got an unconventional way to cut the grocery bill.
Peter @ Bible Money Matters writes Can You Open a Roth IRA for Your Child? - Anyone, regardless of age, can contribute to a Roth IRA as long as they generate taxable earned income that falls within the Roth IRA income limits. To illustrate, let’s look at some extreme examples.
Mr. Money @ Smart on Money writes A Traditional IRA or a Roth IRA: Which Is Best? - Below are just a few of the factors you need to take into account when trying to decide whether you should invest your hard earned money in your Traditional IRA, your Roth IRA, or some combination of both.
Crystal @ Budgeting in the Fun Stuff writes Yes, I am a Hunger Games Fan - I am sure you all have heard about the new movie, The Hunger Games, based on the books by Suzanne Collins. I have been a fan since December 2010.
Kevin @ Thousandaire writes Would You Destroy An Entire Industry? - If you invented something that would benefit consumers immensely but would destroy an entire industry at the same time, would you release your product?
Steve @ Money Infant writes 10 Things You Can Do to Get Out of Debt Starting Today - Are you always wondering why you can't get off the debt treadmill and live a satisfying life without constant money worries? 10 things to help get out of debt
Dividend Ninja @ The Dividend Ninja writes Recent Buy: Husky Energy (HSE) - Today the bad news on markets caused the TSE to slip nearly 80 points in midday trading. Commodity prices sank on reports of slower growth in the euro zone and China, which fueled concerns over the demand for Canadian resources. This was exactly the good news I was waiting for, as my order for 100 shares of Husky Energy (HSE) was filled at $25.49 per share.
Ashley @ Money Talks Coaching writes Saving For College; How to do it and why you shouldn't feel guilty for not - Saving for college is a huge task. Not only does the cost rise faster than inflation you have a very short time frame in which to save.
Jason @ Work Save Live writes 6 Things You Must Discuss Before You Get Married - As a financial coach I’ve learned that my job involves much more than helping people with their finances. I’m often a marriage counselor, psychologist, and a motivator. Before you need the whole marriage counseling aspect, let’s try to spearhead a few of the most issues couples face.
Tushar @ Start Investing Money writes What Does Investing in Kids Really Mean? - This Post was Originally published at What Does Investing in Kids Really Mean? on Start Investing MoneyWhen we talk about investing we typically think about money. This is understandable but when it comes to kids, money is not the only way we can invest in them.
LaTisha @ Financial Success for Young Adults writes How to Save in Your New Home - Despite good intentions, it’s often hard to stretch a paycheck for the duration of a full month. Over the years you learn certain tricks to make your budget budge that little bit further, but when you set up home for the first time it can be hard to know just where to start.
Christopher @ This That and The MBA writes Roth IRA March Madness Style - The Roth IRA and why you should have yours!
Daniel @ Sweating the Big Stuff writes Salary vs Commission: Which Do You Prefer? - Do you like working for commission? Do you prefer a salary? There are several compensation options and each has it's own advantages and disadvantages.
Sicorra @ Tackling Our Debt writes Let’s Talk Money – The Series – With Ashley - Ashley is the author of the well known PF blog Money Talks. She agreed to do this week's interview to share her personal view points on money.
Echo @ Boomer & Echo writes A Lifetime Plan For Managing Your Money - As your life changes, so do your money needs. Here’s a money plan you can use every step of the way.
SB @ One Cent at a Time writes How to Handle Your Credit Cards, From Applying to Paying - A credit card is the best money earning vehicle for some. Also, credit cards are main reason for debt. The primary difference is knowing how to use them to your advantage.
SB @ Finance Product Reviews writes Credit Karma Review, How Reliable is Credit karma? - Creditkarma is a tool which let you see your Transunion credit score for free, but how reliable it is? read the review and make informed judgment about using it.
Paul Vachon @ The Frugal Toad writes The Ultimate IRA Cheat Sheet - Deciding which type of IRA to invest in can be a difficult choice. If you think your tax rate will be the same or higher in retirement then a Roth IRA is probably the better choice. For young taxpayers in the 15%-25% tax brackets that expect earnings to rise in the future, a Roth IRA makes sense.
KT @ Personal Finance Journey writes Quick Meals for Week Nights - Many people are so busy, they don't have time to meal plan. When they leave work at 5 p.m., they start thinking about dinner and either go through the drive thru out of desperation or stop by the grocery store haphazardly putting food in their cart because they are hungry and don't have a plan.
Hank @ Money Q&A writes Obtaining A Merchant Account For Your Online Store - Obtaining a merchant account is a necessary step for an online store wishing to accept payments online rather than having payments mailed to them. If you have an online store and want to accept credit or debit card payments, efficiently, you will need a merchant account.
Kraig @ Young, Cheap Living writes Are You Personally Accountable? - I take a look at a tough subject to a lot of us, personal accountability and do an honest analysis of myself. I give myself a C+. I also reference my favorite book on the topic, QBQ by John G. Miller and wouldn't you know it, he stopped by to pay this post a visit!
Melissa @ Fiscal Phoenix writes The Dangers of Investing in Individual Stocks - There are several dangers and risks that investors take, especially new investors, when you invest in individual stocks instead of mutual funds. Here are some of the biggest dangers of investing in individual stocks.
J.P. @ Novel Investor writes The Roth IRA: The Piece To Your Retirement Puzzle? - The popularity of the Roth IRA has brought a myriad of questions about which IRA is best for retirement savings. The answer is, it depends.
Glen @ Parenting Family Money writes Opening a Roth IRA for a Child – Help Your Child Get Ahead in Retirement - Opening a Roth IRA for a child is a great way to get them started investing as well as starting them saving for retirement. There are other great reasons as well.
Glen Craig @ Free From Broke writes Withdrawing Money From a Roth IRA: How Does It Work and When Can I Do It? - A Roth IRA is a great retirement tool. But a question that comes up is how to go about withdrawing money from a Roth IRA? See how withdrawing money works and when you're able to.
So I will ask you again, what are your plans for retirement?
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