How are you going to tackle your debt this year? Are you going to do it by reducing your spending and following a budget? Or are you  going to do it by finding ways to make more money? Or a combination of both? I agree that when you are finding it difficult to make ends meet, that reducing your spending and following a budget is definitely something you should tackle. But once you do that and you find that you are still strapped for cash, what do you do next? You make money!

Now some of you may be thinking, well that is certainly easier said than done. But guess what? It can be easy to make more money, if you want it badly enough. And it can be fun too. In fact you may find a way to make money and enjoy it so much that you consider giving up your day job.

So are you ready to find a way, or ways, to make money? Excellent! Let’s get started. There is something for everyone. Enjoy, and please share.

Here Is a List of 69 Fantastic Ways to Make Money

A Walking or Hiking Club Business

Start a Walking or Hiking Club in your city. You do not need to live near the mountains to start a hiking club. You can easily do guided hiking tours in your city or town, similar to what Lori does with FitFrog. Lori actually offers hiking and walking, but you can customize your business based on your location of course.

You can charge a membership fee for six months or a year, or charge per hike.

People will join for a variety of reasons. Of course they will do it for exercise, but also to meet with new people and to socialize.

As part of your business you can teach people about the proper gear to wear and carry while hiking as well.

Start Your Own Preschool

Are you already home all day with your own kids? If you would like to make money at the same time, consider starting your own preschool business at home. Click here for everything you need to know to start operating a Preschool in your home. It is easier than you may think.

Setup a Business as a Social Media Manager

From home based businesses to small retail shops to large corporations – businesses understand these days that being visible on social media greatly expands their reach in terms of drawing in new business.

However, most of these business owners do not have the time to learn how to manage accounts on Facebook, Instagram, Pinterest and Twitter. They know that they should be on there, but they are busy managing their current business tasks, and there are only so many hours in the day.

If you enjoy social media and have learned how to get results, you can offer your services to those businesses.

And consider targeting small businesses, such as locally owned restaurants, flower shops, hair salons, coffee shops, bakeries, etc.

Visit their shops and offer them package deals that they can afford and quickly sign up for. Include taking good pictures of their business and their products or services. That way their social media pages will have that personal touch, even though you are updating them on behalf of the business owner.

Bake Cakes and Cupcakes

Do you love to bake? You can make more money by becoming a Baker that specializes in fancy Cakes and Cupcakes for Birthdays, anniversaries, weddings, and so on. You can initially start this in your home kitchen if you pass all the necessary health regulations. You will find lots of customers at local farmers markets and flea markets.

Motivational Public Speaker

If you love to talk this could be the perfect way for you to make extra money, with very little start-up costs. Become a Motivational Public Speaker and help other people achieve their dreams and goals.

Event Coordinator

Setup a business as an Event Coordinator for conferences, weekend re–treats, birthday parties, fundraisers, home shows, etc.

Consignment Shops

Take clothes you no longer wear but are in nice condition to a consignment shop and ask them to sell them for you. They will take a commission and you will receive the rest of the money once your clothes sell.

Start a Wedding Planning Business

Many people do not have time to organize their own wedding. If you are an expert planner you could make money by starting a wedding planning business. You could gain experience by offering to plan a friend or family member’s wedding for free.

Professional Life Coach

Do you enjoy helping people sort out their problems and pursue their goals? Offer your services as a Professional Life Coach.

Cruise Travel Specialist

Do you love to go on cruises? If you become a Cruise Travel Specialist you will have many opportunities to either travel for free or at a significantly reduced rate. Plus, researching and booking cruises for your clients is a lot fun too.

Professional Freelance Writer

Use your creativity and offer your services as a Professional Freelance Writer for newspapers and magazines. You will find many opportunities to write for both online and offline media.

Professional Ghost Writer

You can also make money by becoming a Ghost Writer. Many people hire ghost writers to help them write their books. As well you could write for magazines and blogs. The thing about being a ghost writer is that your name will never appear as the author.

Become a Virtual Assistant

More and more people are operating their businesses without hiring on-site staff. Instead they are hiring Virtual Assistants from all over the world to help them operate their business. You can earn more money on a part-time or a full-time basis. Click here to find everything you need to know about how to become a Virtual Assistant.

Become a Freelancer

Make money by working from home as a freelancer. Places such as Elance and ODesk always have job postings for programmers, web designers, writers, marketers, data entry, administrative work, social media assistance, and more. And the jobs seem to be paying a lot more than they use to.

Jewellery Designer

Use your creative flare to design, make and sell jewellery. You can sell your jewellery online, at flea markets, home parties, and to your friends and family. I have followed a few women on Facebook that are designing and making jewellery at home, and their products are beautiful. They make money by selling them through their own eCommerce websites and through Etsy.com.

Fashion Designer

If you have a good sense of style, look at becoming a Fashion Designer as a way to make money. Many fashion designers that originally started doing this part-time from their bachelor apartment are now making tons of money. See if you recognize any of them.

Babysit

A quick and easy way to make some extra money is to offer your services as a babysitter. You can hand out flyers in your neighborhood and post them at your local library and community center. Speak to people that you know, friends, family, neighbors, and let them know that you are available to babysit.

Handbag Designer

Do you love handbags? Consider becoming a Handbag Designer. Handbags can be made from a variety of materials such as leather or fabric. I know one lady that is making beautiful handbags from the same type of fabric that you would use to make curtains or duvet covers. You could also make beach bags.

Become a Bookkeeper

A person that is good with finances and record keeping could become a Bookkeeper to make extra money. While some may find this a boring option, those that love numbers will enjoy doing this. Work in your home and offer your services to other small businesses. Instead of doing their books once a year, offer to do them every month, or every 3 months, depending on how busy they are. You could offer to do their payroll as well.

Pet Sitting\Dog Walker & House Sitting

Three different suggestions wrapped up into one. When people are at work all day they often need a reliable person to stop by their home and take their dog out for a walk.

I know some dog walkers in our city that are making $5 – $6K a month doing this.

As well, how many times have you heard people say “I would love to go on a vacation but who will look after my cats?”. You could look after their cats and be their house sitter at the same time. You could stop by a few times a day or you could offer to live in their home while they are on vacation.

Become a Window Washer

I hate dirty windows but even more than that, I hate washing windows. I tried last summer and all I did was make a bigger mess of them. Washing windows is a great service to provide because few people ever get around to washing their own windows. You could offer to wash their windows from the outside or you could do both inside and out, as well as the window tracks and screens.

Gardening and Lawn Mowing

Every spring we find new flyers on our doorstep from people that operate gardening and lawn mowing businesses. Their first service of the year is typically to aerate the lawn and power rake it to get rid of all the dry stuff from the winter. Then they come back every week or two to mow your lawn and look after your garden.

Landscaping

Don’t confuse lawn mowing with landscaping.

As a landscaper you will assist people in designing the look of their front and back yards.

You will plant trees and shrubs, and use your creative mind to make the outside of your client’s homes look beautiful.

Fence and Deck Building

Consider starting a Fence and Deck Building business as a way to make more money. Advertise your business in brand new neighborhoods as well as older ones that need their fences or decks replaced.

Professional Organizer for Homes and Offices

If you love to organize your stuff and other people’s stuff you should look at becoming a professional organizer. You can tell by all of the shows on TV that many people all over the world need someone to organize their stuff and help them part with their clutter.

Professional Photographer

If you love taking photos and are quite good, consider becoming a photographer, either full-time or part-time. For example, if you already have a full-time job during the week you could photograph weddings and children’s birthday parties on the weekends.

Caterer or Personal Chef

Even if you have never hired a caterer or personal chef, many people do. They hire caterers to help them with parties they have at home or at a club and they hire personal chefs to help them with their daily family meal preparation. If you love to cook, and have the organizational skills to put a large dinner party together, than give this a try.

Make and Sell Gift Baskets

Every couple of months we celebrate a different holiday and for each holiday many people send their friends a gift basket. Gift baskets are typically filled with fruit, cheese, chocolate, and other gourmet treats. And putting them together can be a lot of fun.

Professional Career Coach

As a professional career coach you would help people make smart career decisions. Should they stay with the company they currently work for and move up the ladder or should they look for a new job? If they want to look for a new job, where do they start? Are there any classes they could attend to update their skills?

Etiquette Consultant

Proper etiquette is so important and there is a high demand for etiquette consultants. As an etiquette consultant you can teach people the skills that they need to succeed in life and in business. You can work with individuals as well as corporate clients. You can also speak at conferences and hold seminars.

Image Consultant

Many different types of people hire image consultants. People who want to look their best for important interviews, or celebrities and corporate executives. As well, people who have lost a significant amount of weight and want help selecting a new wardrobe. Also, image consultants are paid up to thousands of dollars a day to present seminars and workshops.

Freelance Photographer

Photography is a very creative and easy money making idea. All you need is a good camera and a good imagination.

The Internet has become a great resource for anyone that requires digital photographs for not only their websites and blogs, but also for magazines, books and other publications. Many people turn to the Internet when they need digital photos. Therefore, a number of websites  with very large databases full of digital pictures and images, sell photos to meet the demand for original, good quality, royalty free photos.

In fact a number of people purchase and download images from these sites and have them framed as prints to hang in their homes.

The pictures in these databases have mainly been taken by freelance photographers.

Each of these websites will explain to you how you can submit your digital pictures and make easy money online.

Royalty Free Image and Digital Photos

Royalty Free Stock Photography

Nail Salon Business

People are making money by opening nail salon businesses. I have recently noticed these popping up everywhere. You could open your own small shop, do this from your home, or be a mobile professional nail salon.

Mobile Personal Fitness Trainer

How many people join the gym and then never find time to go or, worse yet, are too embarrassed to go? If you are into personal fitness you could offer to work with clients in their homes or backyard. Agree to meet with them once or twice a week and get them setup on a good fitness program that works for them.

Home Staging

Home staging has become extremely popular over the past 15 years. People know what they want their home to look like when they live there but they may not have the design skills to make their home look appealing to buyers. That is where you come in as a home stager. You work with people to help them make their home look fantastic so that it will sell quickly for the full asking price.

Makeup Artist

Complete the training courses and become a makeup artist. You could work with models and all kinds of celebrities. You could also offer your services to brides, bridesmaids, women who are ready for a makeover, and so on.

Nanny

If you enjoy working with children, become a nanny. Many families in our neighborhood have live in nannies. You could do that or you could have an arrangement where you only work when the parents are away from home.

A Chauffeur for Seniors

Launch your own home based business as a Driving Miss Daisy Chauffeur for Seniors. This fantastic business was launched several years ago and it is incredible.

As a driver you pick up seniors and take them to their doctor appointments, grocery store, the mall, or pretty much anywhere they need to go.

Yes, they could take a taxi, but this service offers them the personal care and concern that they require as they go about their daily business.

Interior Decorator

Do you love decorating homes? Setup a small business as an Interior Decorator. An Interior Designer requires a college degree, but an Interior Decorator does not.

If you are creative and have a flair for design you could be an Interior Decorator.

Moving Coordinator

How many people simply dread the thought of moving?

Lots!

And those people are your clients.

If you are a well organized person and a good planner you could make money by offering your services as a Moving Coordinator for home and office moves.

Do all the prep work, help pack, and schedule all the right people necessary for the move so that your client doesn’t have to do a thing.

Become a Mystery Shopper

Mystery shopping is a good way to make some extra money, especially if you like to shop.

Some mystery shops include getting your oil changed at a certain location or visiting a car dealership and pretending you want to buy a car. Some are trying out new restaurants or coffee shops. You are compensated for what you buy, up to a specific dollar value and paid a small fee for doing the shop.

One of the best companies to work with in North America is BestMark. Check out their site at BestMark and sign up.

They will email you with shops in your location and you can choose which ones you want to do.

Personal Concierge

To make money you could become a Personal Concierge just like Time is Money does. You could easily work from home and do things such as gift shopping, grocery shopping, home organizing, trip planning, and so much more.

Professional Golfer

Do you love to golf? Is there money to be made as a professional golfer? Do some research and see.

Yoga Instructor

People are into fitness more than they ever have been. They want to live long healthy lives, but their days are filled with stressful situations.

It is a known fact that Yoga is a great stress reliever and many people attend classes everyday.

As a Yoga instructor you could teach at local community centers, gyms, possibly the Y, and even from your home.

Scrapbook Consultant

Scrapbooking is a very popular hobby that people do to work with their creative side and take their mind off of other things.

Quite often someone new to scrapbooking will need help and assistance.

As a scrapbook consultant you can work with people that are just starting out. Introduce them to all of the tools and materials that they will need, show them the best stores to purchase their products in and even coordinate meet-ups for fellow scrapbook enthusiasts.

Become a Chocolatier

Do you love chocolate? You can be your own boss,  sell chocolate, and make money, with Dove Chocolate Discoveries.

You will get to try delicious chocolate products and create amazing recipes like White Chocolate Raspberry Daiquiris, Peanut Butter Chocolate Truffles, and so much more.

Tutor Students All Over the World

The Internet allows you to work with and tutor students from all over the world without ever leaving your home. You could do this in the evenings or anytime you have a day off from your day to day job.

There are so many companies out there that will connect you with students that need your help.

Husband Handyman

Are you handy around the house? Do you enjoy working with tools and fixing things, outside and inside? If you are, there is a high demand for your services.

Many people either do not have the necessary skills to fix things in their home or they do not have the time.

Advertise in local community newsletters, on grocery store bulletin boards and local coffee shops.

As well, speak to local Realtors and let them know that you are available if they have clients that need work done to their homes prior to selling them, or after they move in.

Become a Residential or Commercial Landlord

Purchase homes strictly with the intent of renting them out. People are starting to rent more instead of buying due to financial situations. Aside from renting homes you could also consider becoming a commercial landlord. Leases are typically 5 to 10 years and the tenants are often more stable.

Music Teacher

If you enjoy playing the piano, guitar, or any instrument, consider teaching music lessons. Again, this is something you can simply do in your spare time to make extra cash. Clients can come to your home, or you can go to theirs. If you find that you really enjoy it, you could open your own music studio and do this full-time.

Affiliate Marketing

Many people are making money online through affiliate marketing. Just check out Pat Flynn’s latest income reports. His blog and many other famous bloggers will show you everything you need to know to make money online.

Sell Avon

If you have a desire to work from home but do not want to get involved in something that costs a lot of money, then you should consider Avon.

Avon has been in business for many years and is recognized worldwide.

While most people think of makeup when they hear the word Avon, each year Avon has   expanded their product line to offer a larger variety of products above and beyond makeup.

I’ve known people that started selling Avon products part-time and ended up selling Avon products for over 25 years.  They gradually worked their way up to becoming District Sales Managers and had the opportunity to do a lot of traveling.

Dividend Paying Stocks

You can make extra money from dividend paying stocks. Check out this squidoo to learn how: Dividend Paying Stocks.

Computer Consultant for Seniors

Many seniors are getting online on these days. They want to email their friends and family, connect with them on Facebook and learn new things on the Internet. But sometimes they will have problems with their computers, such as their virus scanner, or installing new software, and such.

If you are good at the basics you could assist them with these things and help them feel more confident about using their computer.

Outdoor Fitness Boot Camps

During the summer months I see quite a number of ads for outdoor fitness boot camps in different communities around our city. If you are a fitness guru you could organize these in your city. Many times they are held on evenings or weekends, so you wouldn’t have to give up your day job to do this.

Maid Service

One of the ways my mother made money when she first came to Canada was to work as a maid, cleaning houses and making meals. If you need a way to make extra cash, cleaning houses could be a great way to do that. You could also contact Realtors and Property Managers and offer to clean homes between occupants.

Professional Letter Writer

Did you know that people make money writing letters for other people? Not just cover letters for a job application. I am talking about any kind of letter.

Some people hate writing and others love to write. So that is where the two connect.

As a letter writer you could be asked to write thank–you letters, love letters, quitting my job letters, I’m sorry letters, and so on.

Boarder or Roommate

If you have the room in your home and you need the cash, consider taking in a boarder or a roommate.

Flip Houses

Flipping houses has been popular for a number of years. If you buy the worst house in a nice neighborhood you can typically make a lot of money after you fix it up. Just remember to only fix it up to the level of style of the neighborhood it is in or you may lose money.  If you want to learn more about making money through real estate, check out The Top 100 Ways to Make Money in Real Estate.

Movie Extra

A number of movies and TV shows are filmed in and around our city and they are always looking for movie extras. My husband actually did some work on one TV show a few years ago. While you won’t make lots and lots of money, you will make some and you may enjoy being behind the scenes and learning all the ins and outs.

Christmas Crafts

Every fall there are quite a few Christmas Craft Fairs and people look forward to them all year long as a way to find nice new Christmas decorations for their homes. If you do crafts as a hobby, consider making Christmas items throughout the year and then book yourself a table at any and all of the local fairs so that you can sell all of your items before Christmas.

Repair Small Appliances

Again, if you are handy and like working with small appliances, consider offering your services for people that have broken appliances that need to be fixed. You could do this in your basement or in your garage.

Translator

If you are proficient in multiple languages you could earn lots of extra cash by working as a translator. Many large companies use translators, even while having meetings over the phone. By working as a translator for phone calls, you can literally work from anywhere.

Bed and Breakfast

If you live in a city or town that attracts a high number of tourists, consider turning your home into a Bed and Breakfast if you have the room. Perhaps you are empty nesters with extra bedrooms that could be renovated to accommodate guests. Or you live on acreage with lovely outdoor space that is peaceful and inviting.

Flip Items

Go to garage sales and find inexpensive products that you can take home and clean up, and re–sell them at a Flea Market. This could be anything from knick knacks to antiques.

Online Store

Create an online store on Cafepress and design your own creative items to sell. You can design t-shirts, water bottles, iphone cases, sweatshirts, coffee mugs, hoodies, and more.

Another site that allows you to be even more creative with quite a larger variety of products is Zazzle.com. On Zazzle you will be able to design and sell calendars, business cards, jewellery, aprons, laptop bags, posters, prints, postcards, hats, key chains and so much more. You gotta check it out.

Food Trucks

Have you noticed food trucks appearing everywhere over the past few years? They have become extremely popular and of course, are very mobile. You will find food trucks selling burgers and fries, Mexican food, Italian food, German food, Indian food, and so on. If you love to cook, consider opening a Food Truck Business.

Seamstress

Quite often people purchase new clothes and they need to be tailored for a better fit, or they lose a lot of weight and want their current wardrobe altered. If you love to sew you could make more money by offering your services from your home as a seamstress. Aside from altering clothes, you could also sew curtains and draperies, pillows, duvet covers and so on. My grandmother did this for a number of years to earn extra money.

Sell Books for Cash

Do you have a number of books that you no longer read? You can easily sell them for cash on places such as Amazon and Cash4Books.net. The difference between the two is that on Amazon you have to advertise and wait for a buyer. On Cash4Books.net you sell your books directly to them, any day, anytime.

There you have it. 69 ways to make money. 

You know that the above ideas are things that you can do, and you can get started today, and very soon you will be making money. One of the best ways to get going is to make a list of your skills. Everyone has different things that they are good at. Now from the list of things you are good at, use a highlighter and highlight the things you enjoy doing. Why? Just because you are good at something doesn’t automatically mean you enjoy doing it. For example, you may be great at cleaning your home or at growing a fabulous garden, but do you enjoy it. Maybe, maybe not. So make your lists and then do your analysis based on your skills, likes, dislikes. Also, keep in mind that you can learn new skills too. There are so many affordable resources available online these days to help you learn whatever you need in order to make money.