In these changing and difficult times many of us have no choice but to try to live as frugally as we can. Living frugally helps us spend less and save money that can go into our savings or into paying off debt. Here are 10 ways to live frugally and save money.

Live in a house that fits your basic requirements but is comfortable enough.

Living in a house that’s too big for you and/or your family can mean you’re paying for more than you need to. It can mean more space to clean, more area to maintain, more power consumption.

Living in a smaller house that is comfortable enough can be more cost efficient in the long run.

Related: Why an Internet Superstar is Now Living in a 420 Square Foot Apartment – Living With Less – Alot Less

Assess your transportation situation.

If your family has multiple cars, consider using only one car to save on gas. You can also think about carpooling with friends or neighbours.

If you can get to your destination via public transportation, then by all means take the bus or train. You can even walk or ride your bike if that is possible.

Plan your activities.

Planning ahead can help you strategize.

Plan your menu for the week and align your grocery shopping with the week’s menu.

Schedule all your errands in one day to cut down on transportation costs.

If you think you’ll be out for a while, consider bringing a packed lunch so you won’t have to spend extra by eating out.

Stop using credit cards.

Using credit cards can be risky and dangerous because you can end up in debt if you use credit cards too often and carelessly.

As much as possible, use cash so you can track your current balance. When you use cash you will be more careful with your spending because once your wallet is empty, you’ll have no choice but to stop spending.

Conserve energy.

Keep your power consumption to a minimum by unplugging electronics and appliances when they are not being used. Program your thermostat to lower your cooling and heating bills.

Cook at home more and dine out less.

Dining out can be costly whether you’re at a fancy restaurant or a fast food chain. Save money by cooking your meals at home. Consider packing lunch or snacks for school or work instead of buying your meals.

be frugal and cook at home to save money

Be smarter about your shopping.

Don’t shop unless you really need something.

Make a shopping list every time you buy groceries, things for the house or anything else.

Sticking to a list helps you avoid buying things you don’t really need.

Don’t be shy about using coupons and looking for store discounts. Check for current store specials.

Any amount of savings is still savings. Buy generic brands when you can. Buy in bulk when possible.

Cancel memberships or subscriptions that you don’t really need.

Consider home workouts instead of working out at the gym where you’re paying expensive gym membership fees.

Check for online editions of your favourite magazines or newspapers. You may not need a subscription.

Look after your health.

Getting sick or hospitalized can be very tough on your wallet because of doctors’ fees, prescription costs, and consultation fees.

Taking care of yourself helps you avoid spending on prescriptions, doctor consultations, or hospitalization. As they say, health is wealth, and keeping yourself healthy does pay off.

Think DIY.

If you can do it yourself or make it yourself, why not give it a try instead of hiring someone or purchasing something new.

There are tons of Do-It-Yourself tips on the Internet. Doing things or making things yourself not only helps you save money but it also allows you to learn something a new skill or hobby.

These are just ten easy ways to live a frugal life and save money. Living a frugal life may not look too difficult, but it requires dedication, focus, and commitment to stick to these tips. Living frugally may not be so easy, but it definitely has its rewards.