Need To Save Money? Make Your Cellphone Work For You!

save money with your cellphone

If you are serious about saving money and avoiding debt, it is imperative to take full advantage of your cellphone. After all, there are apps that you can download that will help you find coupons and special discounts, help you track your spending habits, and even protect you financially and legally. For some people, it can be difficult to choose from all of the apps that are available. Fortunately, there are specific categories that you should focus on, and you can also narrow your selections down by looking at the rating that each app has received from other users.

Tips for Using Your Cellphone to Save Money

1. Coupon Apps - You can easily find a coupon app to suit your needs regardless of whether you want to get coupons only for a specific store or prefer to be given all of your local options. You should also consider downloading apps for each of your favorite stores to make it easier for you to compare their weekly ads and to help you manage your rewards programs.

2. Time Saving Apps - There are multiple apps available that will help you save time and money in every aspect of your life. For example, you can download an app to help you record all of the essential data after a car accident to make it easier to deal with injuries and vehicle damage. According to a Raleigh personal injury lawyer, this data could become essential during a lawsuit, and it will also make it easier to file an accurate insurance claim.

3. Gas Finder Apps - Finding inexpensive gas can be very difficult, but apps such as GasBuddy will enable you to compare all of the prices in your local area so that you can get the best possible deal. However, it is important to make sure that you do not drive far away to get gas because this could wind up using enough gas to make the discount worthless.

4. Bank Apps - Your bank most likely has an app that you can use, and this will make it much easier to keep track of your available money. As an added bonus, several banks have begun offering the option to deposit checks via your smartphone, and this can save you a lot of time and gas money.

5. GPS Apps - Even if you are familiar with your entire local area, it is still a good idea to use your smartphone's GPS app in order to find shorter routes that will help you save gas. Additionally, many GPS apps will warn you about accidents and other traffic delays to help you get to your destination on time.

As you can see, your smartphone can make it much easier to reduce your monthly expenses. Therefore, it is a good idea to download all of the apps that are applicable to your lifestyle, and you should also consider putting them into one easy-to-access folder so that you can quickly find the right app for every money and time-saving opportunity.


    • FI Pilgrim

      FI Pilgrim 11/19/2013 7:25 a.m. #

      I'd like to add budgeting apps to the list. Especially YNAB, which allows you to view and enter transactions on the phone, to make sure you're staying within your planned spending.

      • Sicorra

        Sicorra 11/19/2013 5:30 p.m. #

        Great suggestion. Thanks very much!

    • Shannon @ The Heavy Purse

      Shannon @ The Heavy Purse 11/19/2013 10:43 a.m. #

      Apps are great. I used to think of them more for games but there are so many helpful apps. The hard part is there are so many to choose from that it can be a bit overwhelming!

      • Sicorra

        Sicorra 11/19/2013 5:32 p.m. #

        Yes there are a lot of them Shannon, and I haven't really gotten use to using many of them either. Perhaps because we always got along fine without them :-)

    • Corina Ramos

      Corina Ramos 11/19/2013 2:54 p.m. #

      I've only recently started to use more apps while I'm on the go. I have a couple coupon apps but I need to get that fuel finder app for sure.

      I've lived in Houston all my life and I still don't know my way around here :)...I love my GPS app, especially the ones that tell you where to go, it's a lot safer because you don't need to take your eyes off the road.

      Thanks for sharing these apps! Hope you're having a great day! Let's catch up soon Sicorra :).

      • Sicorra

        Sicorra 11/19/2013 5:34 p.m. #

        Thanks Corina! Yes, the GPS app is one app that I do enjoy using too. It is actually the only app I have really started to use. And I agree, it does feel safer than reading directions or looking at a map, which is how I use to do it when I was going somewhere unfamiliar.

    • Christy Garrett @ Uplifting Families

      Christy Garrett @ Uplifting Families 11/19/2013 8:42 p.m. #

      I love using my cell phone to save me money. I downloaded several apps that let me earn or save money. :)

    • Becky

      Becky 12/07/2013 8:08 a.m. #

      Hi there! Loved these tips. I rarely take time to search for apps-thanks for the suggestions!
      Even beyond money saving apps, I'be been able to eliminate my cellphone bill through a
      referral program. Gotta love FREE! Thx for sharing and look forward to reading more.

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