How Your Personal Finances Directly Affect Your Health

how your personal finances directly affect your health

A hidden secret to reducing stress is having the right financial plan. Feeling financially secure significantly reduces stress new study shows.

Did you know*?

  • 18+ year-olds who said they are confident in their savings are less likely to say their life is stressful and more likely to say they are in “excellent” or “very good” health.
  • 58% of those who are confident do moderate or vigorous exercise at least four times per week.
  • Just over half of North Americans, or 56%, don’t think they have enough saved for retirement.
  • Only 29% of people who feel confident about their retirement plan report their lives as being somewhat-to-very stressful. 

People can keep their stress in check through proper planning and exercise.

Here are 3 ways to be both physically and financially healthier:


Next time you are in the grocery story look down at your cart. Do you see a balance of color? Make sure to get an array of green, red, yellow and purple fruits and veggies.

When it comes to your money, look for financial balance too – you want to see stability between long-term savings and short-term risk based on your tolerance. Use an interactive calculator to determine your risk tolerance.

Mix It Up

Change your workout routine by alternating running with yoga one week and then cardio the next - and keep a varied workout plan going for maximum results.

And when it comes to your investments, make sure you do not put all your eggs in one basket. Diversity in retirement planning means a combination of FIAs, 401(k)s and stocks. Check out FIAs for balance and nest egg safety.    

Ask for Help

Setup a workout plan with a friend or loved one. You are more likely to stick to working out during the week if you have someone to hold you accountable.

The same goes for your personal finances. Never go it alone reach out to a trusted source like financial advisor who can help answer questions and set you on a path specific for your retirement needs.

*Survey data is from PN Consumer Styles, a nationally-representative survey of U.S. adults.


    • Tanya @ Eat Laugh Purr

      Tanya @ Eat Laugh Purr 06/28/2014 11:15 a.m. #

      I absolutely believe that your finances and wellness affect one another. Stress whether it's money-related or health-related seem to play off one another. I know when I am stressed - it's much easier for me to make poor decisions in both areas. I also like your point about making sure your grocery cart is filled with a mixture of colors too. And I would also say it should be more "real" food than processed too. I made the mistake of trying to save money by buying too much of the cheap, processed food and it affected my wellness. The few saved dollars wasn't worth it in the end!

      • Sicorra

        Sicorra 06/29/2014 3:25 p.m. #

        That is a good point. Quite often when people try to save money they buy cheap processed foods instead of healthy foods because they think that healthy foods are too expensive.

        And what often happens is that they end up spending money anyways, just on other things.

        Healthy food gives you the strength to deal with your stressful situation which in turn will help you work through it.

    • Lisa E. @ Lisa vs. the Loans

      Lisa E. @ Lisa vs. the Loans 06/28/2014 3:27 p.m. #

      Interesting! I usually see the opposite kind of post - how our health affects our finances. It's great to see it put in another way!

    • Natalie @ Financegirl

      Natalie @ Financegirl 06/30/2014 9:21 a.m. #

      I never knew that health and finances were tied together. However, I'm not terribly surprised. I really believe "how you do one thing is how you do everything". So, if you're finances are in tip top shape, your health probably is, too.

    • Michelle

      Michelle 06/30/2014 11:44 a.m. #

      Health and finances go hand in hand doesn't surprise me at all. When I was having a hard time paying the bills when I first got out of college, I found myself sick all of the time and depressed.

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