Author archives: Sicorra

Is Borrowing Money to Consolidate Your #Debt a Smart Idea?

Is Borrowing Money to Consolidate Your #Debt a Smart Idea?

Do you ever feel like you’re drowning in credit card debt? With numerous due dates, multiple minimum payments and building interest, it can be difficult to get out of debt. That’s where debt consolidation comes in. While consolidating does have its cons, it can be a lifesaver for some. Here...

Money Saving Advantages with Cinch Financial

Money Saving Advantages with Cinch Financial

We all have to face some big financial decisions in our lives, like where to shop for a mortgage or car insurance, and it can be frustrating and stressful trying to find the best rate or best deal. Wouldn’t it be nice if there was someone to just tell you...

New Credits That Can Help Reduce Taxes and Increase Refunds for Families and #Giveaway

New Credits That Can Help Reduce Taxes and Increase Refunds for Families and #Giveaway

It’s still early in the year but it’s never too soon to start thinking about your taxes. It may not be a favourite topic but taxes are an important part of your financial plan. And there are some new credits that could yield bigger refunds for Canadian families over the...

How To Easily Fit Charitable Donations Into Your Budget

How To Easily Fit Charitable Donations Into Your Budget

Canadians have a reputation for being generous but when your household budget is tight, giving to charity may be an expense you’ve written off as unaffordable. Think of all the times you were approached for a donation this year. If you sponsor a friend’s walk or ride or said yes...

Catching up: Credit Card Debt and Credit Scores

Catching up: Credit Card Debt and Credit Scores

Despite the widespread use of credit cards today many people have no idea how their credit card behavior affects their credit score, good or bad. It's fairly common knowledge that the higher your score is, the healthier your credit — but do you know what factors go into your score...

Do You Really Want to Refinance Your Mortgage?

Do You Really Want to Refinance Your Mortgage?

Do you want to refinance your mortgage so that you can save money each month thanks to lower interest rates? Homebuyers have benefited from the fact that interest rates for mortgages have been low for a number of years now, and that means that they are definitely saving money when...

Could You Afford to Lose Your Job, And For How Long?

Could You Afford to Lose Your Job, And For How Long?

If you were to lose your job today, do you have enough of a financial cushion to live off of for a few months while you find a new job? For many the answer is no. In today’s economy, most people live from pay cheque to pay cheque, and with...