Category archives: Credit

Five Tools for DIY Credit Repair

Five Tools for DIY Credit Repair

Your credit score is more than just a number. It is one of the most important numbers you will ever have. Bad credit can make things like finding a job, purchasing furniture or finding a place to live extremely difficult. Consumers with bad credit who are able to get approved...

Catching up: Credit Card Debt and Credit Scores

Catching up: Credit Card Debt and Credit Scores

Despite the widespread use of credit cards today many people have no idea how their credit card behavior affects their credit score, good or bad. It's fairly common knowledge that the higher your score is, the healthier your credit — but do you know what factors go into your score...

How to Quickly Repair Your Credit

How to Quickly Repair Your Credit

The only time a lot of people think about how to do quick credit repair is when they need to apply for new credit and their credit score already sucks. A lot of banks have tighter regulations and criteria for offering credit to customers. Many banks won’t give out any...

When Debt Is Overwhelming, Consolidation May Be The Answer

When Debt Is Overwhelming, Consolidation May Be The Answer

Many people dread looking at their credit card statements. They’ve fallen behind on a few payments and are starting to feel the pressure. It can be a frightening time as you don’t know what to do, and don’t know who to turn to. So, how do you know if debt...

The No-fail Plan to Lower Your Credit Card Interest Rate

The No-fail Plan to Lower Your Credit Card Interest Rate

Here's a scary little tidbit for you. In 2014, the average credit card debt in America stands at $15,252. That is an average, of course.  The average household carrying debt on their cards owes $7,115. This implies that about half of all households are carrying credit card debt, some perhaps...

So Your Credit Sucks! Now What?

So Your Credit Sucks! Now What?

Does your credit suck? Unfortunately many Canadians are finding themselves in the same predicament. The interesting thing is that while some people monitor their credit score on a regular basis, others never look at it. And then one day they go to apply for a mortgage or a new car...

5 Ways to Pay Off Credit Card Debt

5 Ways to Pay Off Credit Card Debt

Every year, consumers make the decision to use their credit cards during the holiday season. Unfortunately, this can cause some people to deal with much higher than usual credit card bills in January and February. Additionally, tax season is just around the corner, and this can make it even more...