Category archives: Finances

When Further Education Leads To Further Debt

When Further Education Leads To Further Debt

The path is laid out for us as we grow up. Go to school, study hard and get accepted to university. No problem, right? But the final stage of that plan, university, can lead to serious financial troubles. Enormous student loans and dim job prospects upon graduation can lead to...

How to Get Your Personal Finances in Order

How to Get Your Personal Finances in Order

Do you find dealing with your personal finances confusing and a bit overwhelming? Do you get statements in the mail and leave them un-open for months? Nowadays you most likely have your financial statements, such as credit card statements and bank statements, emailed to you. But do you ever actually...

The Slow Creep Of Debt

The Slow Creep Of Debt

What do you think of when you envision someone who has fallen in debt? For many, the image is of an irresponsible person who bought a luxury sedan when they couldn’t afford it, went to expensive restaurants funded by their credit cards, and took out loans to afford trips overseas....

Is it Really Necessary to Have Health Insurance?

Is it Really Necessary to Have Health Insurance?

Since the Affordable Care Act took effect in some parts of the world having health insurance has become less of an option and more of a necessity.  The law requires you to have sufficient health coverage and if you do not have this you can be liable to pay a...

Why It is Important To Identify Your Financial Goals

Why It is Important To Identify Your Financial Goals

When you identify your financial goals you open up your life to endless possibilities. Financial goals include much more than simply planning for your retirement at age 65 or whenever. Setting financial goals should happen while you are young and they should include every aspect of your life from now...

How Your Personal Finances Directly Affect Your Health

How Your Personal Finances Directly Affect Your Health

A hidden secret to reducing stress is having the right financial plan. Feeling financially secure significantly reduces stress new study shows. Did you know*? 18+ year-olds who said they are confident in their savings are less likely to say their life is stressful and more likely to say they are...

Five Ways to Start Eliminating Your Debt

Five Ways to Start Eliminating Your Debt

Debt comes in many forms. It may be a loan you took out to buy your first car, the winter jacket you bought using a credit card, or a bet you lost to a friend. Regardless of the type, they all have one thing in common – you owe somebody...