Category archives: Finances

Is Borrowing Money to Consolidate Your #Debt a Smart Idea?

Is Borrowing Money to Consolidate Your #Debt a Smart Idea?

Do you ever feel like you’re drowning in credit card debt? With numerous due dates, multiple minimum payments and building interest, it can be difficult to get out of debt. That’s where debt consolidation comes in. While consolidating does have its cons, it can be a lifesaver for some. Here...

Money Saving Advantages with Cinch Financial

Money Saving Advantages with Cinch Financial

We all have to face some big financial decisions in our lives, like where to shop for a mortgage or car insurance, and it can be frustrating and stressful trying to find the best rate or best deal. Wouldn’t it be nice if there was someone to just tell you...

How To Easily Fit Charitable Donations Into Your Budget

How To Easily Fit Charitable Donations Into Your Budget

Canadians have a reputation for being generous but when your household budget is tight, giving to charity may be an expense you’ve written off as unaffordable. Think of all the times you were approached for a donation this year. If you sponsor a friend’s walk or ride or said yes...

Could You Afford to Lose Your Job, And For How Long?

Could You Afford to Lose Your Job, And For How Long?

If you were to lose your job today, do you have enough of a financial cushion to live off of for a few months while you find a new job? For many the answer is no. In today’s economy, most people live from pay cheque to pay cheque, and with...

When Further Education Leads To Further Debt

When Further Education Leads To Further Debt

The path is laid out for us as we grow up. Go to school, study hard and get accepted to university. No problem, right? But the final stage of that plan, university, can lead to serious financial troubles. Enormous student loans and dim job prospects upon graduation can lead to...

How to Get Your Personal Finances in Order

How to Get Your Personal Finances in Order

Do you find dealing with your personal finances confusing and a bit overwhelming? Do you get statements in the mail and leave them un-open for months? Nowadays you most likely have your financial statements, such as credit card statements and bank statements, emailed to you. But do you ever actually...

The Slow Creep Of Debt

The Slow Creep Of Debt

What do you think of when you envision someone who has fallen in debt? For many, the image is of an irresponsible person who bought a luxury sedan when they couldn’t afford it, went to expensive restaurants funded by their credit cards, and took out loans to afford trips overseas....