Category archives: Finances

Have you met Kevin yet? If you haven’t you are in for a treat. Actually, even if you have, you are in for a treat. Kevin is a personal finance blogger and the author of today’s post. My name is Kevin Watts and I am the creator of Graduating from...

On graduation day new graduates are probably incredibly excited. They’re finally out of school and in the “real” world, making a nice income and building a career of their own. It’s an exciting new phase. The only problem, of course, is that their financial woes may just be starting. Many...

The familiar adage, "You have to know where you've been to know where you're going" is true, especially when it comes to finances. Unfortunately, few people know how sturdy their financial foundation is and can only hope it's strong enough to withstand their dreams. In too many instances, it's a...

Retirement should be the cap on a considerable life well lived. You’ve done your best, worked yourself to the bone in your youth, and now it’s your chance to spend your golden years in peace and relaxation. Not Enough Savings Unfortunately for a lot of retirees, this can also be...

Human beings are optimistic creatures. Sure, we run into the occasional Debbie Downer, but deep down, most of us believe everything will work out in the end, and we cling steadfast to that belief. This has certainly helped many people through a rough patch or two, including myself. However, I...

As a teenager I remember sitting in an economics class in high school and learning about the stock market as well as the value of gold. I remember my teacher bringing in a small one ounce gold bar that he had purchased and I believe at that time it was...

In the final quarter of 2012, observers began celebrating the decline of foreclosure activity throughout the country. Foreclosure activity in the major real estate markets of the United States had dropped significantly, up to 62% as of October last year. In fact, some major cities had foreclosure levels drop lower...