A hidden secret to reducing stress is having the right financial plan. Feeling financially secure significantly reduces stress new study shows.

Did you know*?

  • 18+ year-olds who said they are confident in their savings are less likely to say their life is stressful and more likely to say they are in “excellent” or “very good” health.
  • 58% of those who are confident do moderate or vigorous exercise at least four times per week.
  • Just over half of North Americans, or 56%, don’t think they have enough saved for retirement.
  • Only 29% of people who feel confident about their retirement plan report their lives as being somewhat-to-very stressful.

People can keep their stress in check through proper planning and exercise.

Here are 3 ways to be both physically and financially healthier:


Next time you are in the grocery story look down at your cart. Do you see a balance of color? Make sure to get an array of green, red, yellow and purple fruits and veggies.

When it comes to your money, look for financial balance too – you want to see stability between long-term savings and short-term risk based on your tolerance.

Use an interactive calculator to determine your risk tolerance.

Mix It Up

Change your workout routine by alternating running with yoga one week and then cardio the next – and keep a varied workout plan going for maximum results.

And when it comes to your investments, make sure you do not put all your eggs in one basket. Diversity in retirement planning means a combination of FIAs, 401(k)s and stocks. Check out FIAs for balance and nest egg safety.

Ask for Help

Setup a workout plan with a friend or loved one. You are more likely to stick to working out during the week if you have someone to hold you accountable.

The same goes for your personal finances. Never go it alone reach out to a trusted source like financial advisor who can help answer questions and set you on a path specific for your retirement needs.

*Survey data is from PN Consumer Styles, a nationally-representative survey of U.S. adults.