The Pros and Cons of a Higher Excess

The Pros and Cons of a Higher Excess

If you’re one of the 280 million Americans who has access to private medical insurance, you might have considered increasing the excess on your policy. If you become ill or suffer an injury, you will be expected to pay an excess as a means of accepting a small portion of...

Five Tools for DIY Credit Repair

Five Tools for DIY Credit Repair

Your credit score is more than just a number. It is one of the most important numbers you will ever have. Bad credit can make things like finding a job, purchasing furniture or finding a place to live extremely difficult. Consumers with bad credit who are able to get approved...

Technology That Makes Life Easier

Technology That Makes Life Easier

The business world can be very difficult and demanding. Therefore, anything that you can use to make your job easier would be well worth the effort it takes to obtain it. Fortunately, this is an amazing age of technology. There are a wide variety of gadgets that have been specially...

Understanding the Pros and Cons of Private Wealth Management

Understanding the Pros and Cons of Private Wealth Management

If you don’t have much in the way of wealth, you may not see much sense in wealth management, private or otherwise. The truth is that everyone needs some type of wealth management to properly prepare for their financial future and retirement. If you have a considerable amount of wealth,...

Finding Your Ideal Car Insurance Agent When in Debt

Finding Your Ideal Car Insurance Agent When in Debt

According to the present state laws regarding driving coverage, car insurance is mandatory in nearly every state within the US. Therefore, finding the best deal for your money should be at the top of your list of priorities when it comes to driving and your safety. However, this is not...

Budget and Strategy - The Keys to Financial Well Being

Budget and Strategy - The Keys to Financial Well Being

Everyone has to deal with different financial pressures throughout their lifetime. In your late teens you will need funding for further education. After graduation, you will need to pay rent and maybe buy a car.  Then there is marriage, children, a mortgage, and savings. Therefore, as soon as you are...

Life Insurance Versus Life Settlements for Senior Citizens

Life Insurance Versus Life Settlements for Senior Citizens

Up until recently, senior citizens with an unwanted life insurance policy had two basic options. They could either allow the policy to lapse, or surrender the policy for the cash value, for typically much less than the death benefit. Now a third option has emerged: life settlements for seniors. Still...